Watch UEFA Champions League - Schalke 04 vs FC Barcelona - Live Online Free, Football Streaming

Watch UEFA Champions League Quarter Final - Schalke vs Barcelona - Live Online Free, Soccer

Barcelona with their troop of Thierre Henri, Messi, Ronaldinho stand as clear favorites. However Schalke make up in solidity what they lack in dash.

Watch this game live free online here

There are play on demand and pay channel too where you may watch the game legally

UEFA Champions League Quarter Final - AS Roma vs Manchester United - Live Online free, Football, Streaming

AS Roma must be remembering the 7-0 drubbing they got at United's hand in the UEFA Champions League encounter last year. However, Manchester United seem near invincible right mow with a tremendous English Premier league showing.

Watch the UEFA Champions League Quarter Final between AS Roma vs Manchester United Live Online here. There's a free channel too.

http://www.championsleague.itv.com/page/Home/0,,10802,00.html?WT.mc_id=itvcomassets

http://video.uefa.com/Video/Live/Competitions/UCL/Country=IN/MatchList.html

http://www.myp2p.eu/broadcast.php?matchid=9267&part=sports

Watch Manchester United vs Liverpool Live Online Free, English Premier League, Live Football Streaming

Its Sunday and you are itching for a good game. Well the derby games of EPL are sceduled today. So watch Manchester United vs Liverpool Live Online here.

So will Man United be able to take the league? Will Liverpool have enough firepower to close the 4th spot. Man United looks the winner from here. But dont discount Liverpool. There have been some surprise victories in the English Premier League and English football this season!

Watch Chelsea Vs Arsenal Live Online Free, English Premier League, Live Football Streaming

Another Derby game on Sunday. Will the Gunners be able to recapture their No. 1 position. This game between the two promises to be exciting. The Blues have a lot to prove and wont give it up so easily.

How To Calculate BSE Sensex

BSE Sensex (or Sensitive Index) is the prime and older indicator of stock market trend in India (the other being the Nifty Fifty). It consists of 30 stocks representing a wide cross-section of industries. It is calculated using a well attested method called free float market capitalization.

What is Free Float Market Capitalization?

Simply put its the market capitalization of all shares in "free float!!!" Free float shares are those that are available for trading in the open market. They rest may be FDI holdings, promoter holdings, locked in shares, strategic stakes, ESOPs etc. Suppose 40% of all shares is openly available. A free float factor is decided by BSE which would be 0.4 (anything in the band of above 35% -40% would have this factor). This factor is multiplied with the total market capitalization of the company (which is the prevailing share price * total no. of shares issued by the company) to get the free float market capitalization.

How to Calculate Sensex

You know how to find the free float market cap of a company. Now add these for all the 30 companies that constitute the Sensex. You have the total free float market capitalization for the Sensex. The Sensex value is this value relative to a base period. The Base period is 1978-79 and the Base value is 100. The Free-float market Cap is divided by a number called the index divisor to arrive at the right value of Sensex. This divisor factors in changes in scrips, dividend paid, etc. A simple way to find the current index divisor would be calculating the previous day's free-float market cap / previous day's sensex.

Free Float Market cap (prev day) = 320000 cr
Sensex Value = 16000
Div = 320000 / 16000 = 20

Current Free Float Market Cap = 336000
Current Sensex Value = 336000/20 = 16800

Bingo! You can find out the Sensex Value!

Value Averaging - An Important Financial Planning Tool To Help With Your Personal Finances

How many of us really take an active interest in our portfolios? We tend to leave it to the fund manager in case we are into mutual funds and tend to put any spare cash in the latest fund that is "in" or as chosen by a "financial advisor", else we choose a "safe" inflation beating instrument. The more judicious amongst us squirrel away a little bit systematically while the experts are into looking for gains in the stock market.

But there are some easy to use tools out there which actually make our money work well with a little bit of attention. However, due to ignorance, overconfidence or maybe simple laziness we tend to ignore them. Value Averaging is one such tool. Its an unbelievably simple financial tool that anyone with even the most rudimentary knowledge about investments can use to good effect.

Simple Definition

In value averaging you put a certain amount of money into your investments so that the value of your investment remains the same.

Here's a way to make it work well and work with your portfolio.

Choose two asset classes - preferably diversified equity and a steady liquid asset. Lets say you have a portfolio of 100,000. You put 75000 into your equity portfolio and 25000 in the liquid asset. On a fixed date every month (or quarter) review the portfolio. If say your equity portfolio has gone up by $3000, book that profit and shift the monet to your liquid portfolio. And if the equity portfolio has fallen, shift money from the liquid asset into equity, so that the value of your equity portfolio remains constant either way.

Advantages

The advantages are obvious. You have kept booking profits and shifted it to a safe investment at every opportunity and at every rise. Also you have invested in equity when at low, unlike rupee cost averaging where you blindly put in a fixed amount into equity every month, whether high or low.

The trick in value cost averaging is to maintain discipline over a longish period. Its truly a golden way to beat the bears.

After all, you spend so much time earning, shouldn't you spend a little time to make your hard earned money work best...its not really rocket science.